diff --git a/src/agent/turn-recovery-policy.ts b/src/agent/turn-recovery-policy.ts
index 6b1810c..5ccda64 100644
--- a/src/agent/turn-recovery-policy.ts
+++ b/src/agent/turn-recovery-policy.ts
@@ -60,6 +60,7 @@ const NON_RETRYABLE_429_REASONS = [
 const NON_RETRYABLE_QUOTA_DETAIL_PATTERNS = [
   "hosted model usage limit",
   "out of credits",
+  "usage_limit_reached",
 ];
 const NON_RETRYABLE_4XX_PATTERN = /Error code:\s*4(0[0-8]|1\d|2\d|3\d|4\d|51)/i;
 const RETRYABLE_429_PATTERN = /Error code:\s*429|rate limit|too many requests/i;
diff --git a/src/cli/helpers/errorFormatter.ts b/src/cli/helpers/errorFormatter.ts
index 38a5b36..206ce3a 100644
--- a/src/cli/helpers/errorFormatter.ts
+++ b/src/cli/helpers/errorFormatter.ts
@@ -180,6 +180,93 @@ function getTierUsageLimitMessage(reasons: string[]): string | undefined {
   return undefined;
 }
 
+const CHATGPT_USAGE_LIMIT_HINT =
+  "Switch models with /model, or connect your own provider keys with /connect.";
+
+/**
+ * Check if a string contains a ChatGPT usage_limit_reached error with optional
+ * reset timing, and return a friendly message.
+ *
+ * ChatGPT wraps the error as embedded JSON inside a detail string like:
+ *   RATE_LIMIT_EXCEEDED: ChatGPT rate limit exceeded: {"error":{"type":"usage_limit_reached",...}}
+ */
+export function checkChatGptUsageLimitError(text: string): string | undefined {
+  if (!text.includes("usage_limit_reached")) return undefined;
+
+  // Try to extract the embedded JSON object
+  const jsonStart = text.indexOf("{");
+  if (jsonStart < 0) {
+    return `ChatGPT usage limit reached. ${CHATGPT_USAGE_LIMIT_HINT}`;
+  }
+
+  try {
+    const parsed = JSON.parse(text.slice(jsonStart));
+    const errorObj = parsed.error || parsed;
+    if (errorObj.type !== "usage_limit_reached") return undefined;
+
+    // Extract plan type
+    const planType = errorObj.plan_type;
+    const planInfo = planType ? ` (${planType} plan)` : "";
+
+    // Extract reset timing — prefer resets_in_seconds, fall back to resets_at
+    let resetInfo = "Try again later";
+    if (
+      typeof errorObj.resets_in_seconds === "number" &&
+      errorObj.resets_in_seconds > 0
+    ) {
+      resetInfo = formatResetTime(errorObj.resets_in_seconds * 1000);
+    } else if (typeof errorObj.resets_at === "number") {
+      const resetMs = errorObj.resets_at * 1000 - Date.now();
+      if (resetMs > 0) {
+        resetInfo = formatResetTime(resetMs);
+      }
+    }
+
+    return `ChatGPT usage limit reached${planInfo}. ${resetInfo}.\n${CHATGPT_USAGE_LIMIT_HINT}`;
+  } catch {
+    // JSON parse failed — return generic message
+    return `ChatGPT usage limit reached. ${CHATGPT_USAGE_LIMIT_HINT}`;
+  }
+}
+
+/**
+ * Walk an error object to find a ChatGPT usage_limit_reached detail string
+ * and format it. Handles APIError, nested run-metadata objects, and strings.
+ */
+function findAndFormatChatGptUsageLimit(e: unknown): string | undefined {
+  // Direct string
+  if (typeof e === "string") return checkChatGptUsageLimitError(e);
+
+  if (typeof e !== "object" || e === null) return undefined;
+
+  // APIError or Error — check .message
+  if (e instanceof Error) {
+    const msg = checkChatGptUsageLimitError(e.message);
+    if (msg) return msg;
+  }
+
+  const obj = e as Record<string, unknown>;
+
+  // Check e.error.error.detail (run-metadata shape)
+  if (obj.error && typeof obj.error === "object") {
+    const errObj = obj.error as Record<string, unknown>;
+    if (errObj.error && typeof errObj.error === "object") {
+      const inner = errObj.error as Record<string, unknown>;
+      if (typeof inner.detail === "string") {
+        const msg = checkChatGptUsageLimitError(inner.detail);
+        if (msg) return msg;
+      }
+    }
+    // Check e.error.detail
+    if (typeof errObj.detail === "string") {
+      const msg = checkChatGptUsageLimitError(errObj.detail);
+      if (msg) return msg;
+    }
+  }
+
+  return undefined;
+}
+
 const ENCRYPTED_CONTENT_HINT = [
   "",
   "This occurs when the conversation contains messages with encrypted",
@@ -307,6 +394,12 @@ export function formatErrorDetails(
   const encryptedContentMsg = checkEncryptedContentError(e);
   if (encryptedContentMsg) return encryptedContentMsg;
 
+  // Check for ChatGPT usage limit errors — walk nested error objects like
+  // checkEncryptedContentError does, since these arrive both as APIError
+  // and as plain run-metadata objects ({error: {error: {detail: "..."}}})
+  const chatGptUsageLimitMsg = findAndFormatChatGptUsageLimit(e);
+  if (chatGptUsageLimitMsg) return chatGptUsageLimitMsg;
+
   // Check for Z.ai provider errors (wrapped in generic "OpenAI" messages)
   const errorText =
     e instanceof APIError
diff --git a/src/tests/cli/errorFormatter.test.ts b/src/tests/cli/errorFormatter.test.ts
index f1a0b62..aae3610 100644
--- a/src/tests/cli/errorFormatter.test.ts
+++ b/src/tests/cli/errorFormatter.test.ts
@@ -4,7 +4,10 @@ import {
   clearErrorContext,
   setErrorContext,
 } from "../../cli/helpers/errorContext";
-import { formatErrorDetails } from "../../cli/helpers/errorFormatter";
+import {
+  checkChatGptUsageLimitError,
+  formatErrorDetails,
+} from "../../cli/helpers/errorFormatter";
 
 describe("formatErrorDetails", () => {
   beforeEach(() => {
@@ -236,6 +239,91 @@ describe("formatErrorDetails", () => {
     expect(message).toContain("/model");
   });
 
+  describe("ChatGPT usage_limit_reached", () => {
+    const chatGptRateLimitDetail =
+      'RATE_LIMIT_EXCEEDED: ChatGPT rate limit exceeded: {"error":{"type":"usage_limit_reached","message":"The usage limit has been reached","plan_type":"team","resets_at":1772074086,"eligible_promo":null,"resets_in_seconds":3032}}';
+
+    test("pretty-prints with reset time and plan type", () => {
+      const result = checkChatGptUsageLimitError(chatGptRateLimitDetail);
+
+      expect(result).toBeDefined();
+      expect(result).toContain("ChatGPT usage limit reached");
+      expect(result).toContain("team plan");
+      expect(result).toContain("Resets at");
+      expect(result).toContain("/model");
+      expect(result).toContain("/connect");
+      // Should NOT contain raw JSON
+      expect(result).not.toContain('"type"');
+      expect(result).not.toContain("RATE_LIMIT_EXCEEDED");
+    });
+
+    test("handles error with only resets_at (no resets_in_seconds)", () => {
+      const futureTimestamp = Math.floor(Date.now() / 1000) + 3600; // 1 hour from now
+      const detail = `RATE_LIMIT_EXCEEDED: ChatGPT rate limit exceeded: {"error":{"type":"usage_limit_reached","message":"The usage limit has been reached","plan_type":"plus","resets_at":${futureTimestamp}}}`;
+
+      const result = checkChatGptUsageLimitError(detail);
+
+      expect(result).toBeDefined();
+      expect(result).toContain("ChatGPT usage limit reached");
+      expect(result).toContain("plus plan");
+      expect(result).toContain("Resets at");
+    });
+
+    test("handles error with no reset info gracefully", () => {
+      const detail =
+        'RATE_LIMIT_EXCEEDED: ChatGPT rate limit exceeded: {"error":{"type":"usage_limit_reached","message":"The usage limit has been reached"}}';
+
+      const result = checkChatGptUsageLimitError(detail);
+
+      expect(result).toBeDefined();
+      expect(result).toContain("ChatGPT usage limit reached");
+      expect(result).toContain("Try again later");
+      expect(result).toContain("/model");
+    });
+
+    test("handles malformed JSON gracefully", () => {
+      const detail =
+        "RATE_LIMIT_EXCEEDED: ChatGPT rate limit exceeded: usage_limit_reached {broken json";
+
+      const result = checkChatGptUsageLimitError(detail);
+
+      expect(result).toBeDefined();
+      expect(result).toContain("ChatGPT usage limit reached");
+    });
+
+    test("returns undefined for non-matching errors", () => {
+      const result = checkChatGptUsageLimitError(
+        "ChatGPT API error: some other error",
+      );
+      expect(result).toBeUndefined();
+    });
+
+    test("formats correctly via formatErrorDetails from run metadata object", () => {
+      // Shape constructed in App.tsx from run.metadata.error
+      const errorObject = {
+        error: {
+          error: {
+            message_type: "error_message",
+            run_id: "run-abc123",
+            error_type: "llm_error",
+            message: "An error occurred during agent execution.",
+            detail: chatGptRateLimitDetail,
+          },
+          run_id: "run-abc123",
+        },
+      };
+
+      const result = formatErrorDetails(errorObject);
+
+      expect(result).toContain("ChatGPT usage limit reached");
+      expect(result).toContain("team plan");
+      expect(result).toContain("/model");
+      // Should NOT contain the raw detail
+      expect(result).not.toContain("RATE_LIMIT_EXCEEDED");
+      expect(result).not.toContain("[usage_limit_reached]");
+    });
+  });
+
   test("formats Z.ai error from APIError with embedded error code", () => {
     const error = new APIError(
       429,
diff --git a/src/tests/turn-recovery-policy.test.ts b/src/tests/turn-recovery-policy.test.ts
index bf8d521..67a967e 100644
--- a/src/tests/turn-recovery-policy.test.ts
+++ b/src/tests/turn-recovery-policy.test.ts
@@ -211,6 +211,16 @@ describe("provider detail retry helpers", () => {
     ).toBe(false);
   });
 
+  test("ChatGPT usage_limit_reached is non-retryable", () => {
+    const detail =
+      'RATE_LIMIT_EXCEEDED: ChatGPT rate limit exceeded: {"error":{"type":"usage_limit_reached","message":"The usage limit has been reached","plan_type":"team","resets_at":1772074086,"resets_in_seconds":3032}}';
+
+    expect(shouldRetryRunMetadataError("llm_error", detail)).toBe(false);
+    expect(shouldRetryPreStreamTransientError({ status: 429, detail })).toBe(
+      false,
+    );
+  });
+
   test("pre-stream transient classifier handles status and detail", () => {
     expect(
       shouldRetryPreStreamTransientError({