diff --git a/memgpt/local_llm/koboldcpp/api.py b/memgpt/local_llm/koboldcpp/api.py
index ecf259c0..5883b884 100644
--- a/memgpt/local_llm/koboldcpp/api.py
+++ b/memgpt/local_llm/koboldcpp/api.py
@@ -2,13 +2,13 @@ import os
 from urllib.parse import urljoin
 import requests
 
-from .settings import SIMPLE
-from ..utils import load_grammar_file, count_tokens
+from memgpt.local_llm.settings.settings import get_completions_settings
+from memgpt.local_llm.utils import load_grammar_file, count_tokens
 
 KOBOLDCPP_API_SUFFIX = "/api/v1/generate"
 
 
-def get_koboldcpp_completion(endpoint, prompt, context_window, grammar=None, settings=SIMPLE):
+def get_koboldcpp_completion(endpoint, prompt, context_window, grammar=None):
     """See https://lite.koboldai.net/koboldcpp_api for API spec"""
     from memgpt.utils import printd
 
@@ -17,6 +17,7 @@ def get_koboldcpp_completion(endpoint, prompt, context_window, grammar=None, set
         raise Exception(f"Request exceeds maximum context length ({prompt_tokens} > {context_window} tokens)")
 
     # Settings for the generation, includes the prompt + stop tokens, max length, etc
+    settings = get_completions_settings()
     request = settings
     request["prompt"] = prompt
     request["max_context_length"] = context_window
diff --git a/memgpt/local_llm/llamacpp/api.py b/memgpt/local_llm/llamacpp/api.py
index 649ec67c..147417e2 100644
--- a/memgpt/local_llm/llamacpp/api.py
+++ b/memgpt/local_llm/llamacpp/api.py
@@ -2,13 +2,14 @@ import os
 from urllib.parse import urljoin
 import requests
 
-from .settings import SIMPLE
-from ..utils import load_grammar_file, count_tokens
+from memgpt.local_llm.settings.settings import get_completions_settings
+from memgpt.local_llm.utils import count_tokens, load_grammar_file
+
 
 LLAMACPP_API_SUFFIX = "/completion"
 
 
-def get_llamacpp_completion(endpoint, prompt, context_window, grammar=None, settings=SIMPLE):
+def get_llamacpp_completion(endpoint, prompt, context_window, grammar=None):
     """See https://github.com/ggerganov/llama.cpp/blob/master/examples/server/README.md for instructions on how to run the LLM web server"""
     from memgpt.utils import printd
 
@@ -17,6 +18,7 @@ def get_llamacpp_completion(endpoint, prompt, context_window, grammar=None, sett
         raise Exception(f"Request exceeds maximum context length ({prompt_tokens} > {context_window} tokens)")
 
     # Settings for the generation, includes the prompt + stop tokens, max length, etc
+    settings = get_completions_settings()
     request = settings
     request["prompt"] = prompt
 
diff --git a/memgpt/local_llm/lmstudio/api.py b/memgpt/local_llm/lmstudio/api.py
index 2c6af47e..73747659 100644
--- a/memgpt/local_llm/lmstudio/api.py
+++ b/memgpt/local_llm/lmstudio/api.py
@@ -2,15 +2,15 @@ import os
 from urllib.parse import urljoin
 import requests
 
-from .settings import SIMPLE
-from ..utils import count_tokens
+from memgpt.local_llm.settings.settings import get_completions_settings
+from memgpt.utils import count_tokens
+
 
 LMSTUDIO_API_CHAT_SUFFIX = "/v1/chat/completions"
 LMSTUDIO_API_COMPLETIONS_SUFFIX = "/v1/completions"
 
 
-# TODO move to "completions" by default, not "chat"
-def get_lmstudio_completion(endpoint, prompt, context_window, settings=SIMPLE, api="completions"):
+def get_lmstudio_completion(endpoint, prompt, context_window, api="completions"):
     """Based on the example for using LM Studio as a backend from https://github.com/lmstudio-ai/examples/tree/main/Hello%2C%20world%20-%20OpenAI%20python%20client"""
     from memgpt.utils import printd
 
@@ -18,6 +18,20 @@ def get_lmstudio_completion(endpoint, prompt, context_window, settings=SIMPLE, a
     if prompt_tokens > context_window:
         raise Exception(f"Request exceeds maximum context length ({prompt_tokens} > {context_window} tokens)")
 
+    settings = get_completions_settings()
+    settings.update(
+        {
+            "input_prefix": "",
+            "input_suffix": "",
+            # This controls how LM studio handles context overflow
+            # In MemGPT we handle this ourselves, so this should be disabled
+            # "context_overflow_policy": 0,
+            "lmstudio": {"context_overflow_policy": 0},  # 0 = stop at limit
+            "stream": False,
+            "model": "local model",
+        }
+    )
+
     # Uses the ChatCompletions API style
     # Seems to work better, probably because it's applying some extra settings under-the-hood?
     if api == "chat":
diff --git a/memgpt/local_llm/ollama/api.py b/memgpt/local_llm/ollama/api.py
index 32311386..38a84937 100644
--- a/memgpt/local_llm/ollama/api.py
+++ b/memgpt/local_llm/ollama/api.py
@@ -2,14 +2,16 @@ import os
 from urllib.parse import urljoin
 import requests
 
-from .settings import SIMPLE
-from ..utils import count_tokens
-from ...errors import LocalLLMError
+
+from memgpt.local_llm.settings.settings import get_completions_settings
+from memgpt.utils import count_tokens
+from memgpt.errors import LocalLLMError
+
 
 OLLAMA_API_SUFFIX = "/api/generate"
 
 
-def get_ollama_completion(endpoint, model, prompt, context_window, settings=SIMPLE, grammar=None):
+def get_ollama_completion(endpoint, model, prompt, context_window, grammar=None):
     """See https://github.com/jmorganca/ollama/blob/main/docs/api.md for instructions on how to run the LLM web server"""
     from memgpt.utils import printd
 
@@ -23,10 +25,30 @@ def get_ollama_completion(endpoint, model, prompt, context_window, settings=SIMP
         )
 
     # Settings for the generation, includes the prompt + stop tokens, max length, etc
-    request = settings
-    request["prompt"] = prompt
-    request["model"] = model
-    request["options"]["num_ctx"] = context_window
+    # https://github.com/jmorganca/ollama/blob/main/docs/modelfile.md#valid-parameters-and-values
+    settings = get_completions_settings()
+    settings.update(
+        {
+            # specific naming for context length
+            "num_ctx": context_window,
+        }
+    )
+
+    # https://github.com/jmorganca/ollama/blob/main/docs/api.md#generate-a-completion
+    request = {
+        ## base parameters
+        "model": model,
+        "prompt": prompt,
+        # "images": [],  # TODO eventually support
+        ## advanced parameters
+        # "format": "json",  # TODO eventually support
+        "stream": False,
+        "options": settings,
+        "system": "",  # no prompt formatting
+        "template": "{{ .Prompt }}",  # no prompt formatting
+        "raw": True,  # no prompt formatting
+        "context": None,  # no memory via prompt formatting
+    }
 
     # Set grammar
     if grammar is not None:
diff --git a/memgpt/local_llm/settings/__init__.py b/memgpt/local_llm/settings/__init__.py
new file mode 100644
index 00000000..e69de29b
diff --git a/memgpt/local_llm/settings/deterministic_mirostat.py b/memgpt/local_llm/settings/deterministic_mirostat.py
new file mode 100644
index 00000000..5e19fce4
--- /dev/null
+++ b/memgpt/local_llm/settings/deterministic_mirostat.py
@@ -0,0 +1,45 @@
+from memgpt.local_llm.settings.simple import settings as simple_settings
+
+settings = {
+    "max_new_tokens": 250,
+    "do_sample": False,
+    "temperature": 0,
+    "top_p": 0,
+    "typical_p": 1,
+    "repetition_penalty": 1.18,
+    "repetition_penalty_range": 0,
+    "encoder_repetition_penalty": 1,
+    "top_k": 1,
+    "min_length": 0,
+    "no_repeat_ngram_size": 0,
+    "num_beams": 1,
+    "penalty_alpha": 0,
+    "length_penalty": 1,
+    "early_stopping": False,
+    "guidance_scale": 1,
+    "negative_prompt": "",
+    "seed": -1,
+    "add_bos_token": True,
+    # NOTE: important - these are the BASE stopping strings, and should be combined with {{user}}/{{char}}-based stopping strings
+    "stopping_strings": [
+        simple_settings["stop"]
+        # '### Response (JSON only, engaging, natural, authentic, descriptive, creative):',
+        # "</s>",
+        # "<|",
+        # "\n#",
+        # "\n*{{user}} ",
+        # "\n\n\n",
+        # "\n{",
+        # ",\n{",
+    ],
+    "truncation_length": 4096,
+    "ban_eos_token": False,
+    "skip_special_tokens": True,
+    "top_a": 0,
+    "tfs": 1,
+    "epsilon_cutoff": 0,
+    "eta_cutoff": 0,
+    "mirostat_mode": 2,
+    "mirostat_tau": 4,
+    "mirostat_eta": 0.1,
+}
diff --git a/memgpt/local_llm/settings/settings.py b/memgpt/local_llm/settings/settings.py
new file mode 100644
index 00000000..d14a69dc
--- /dev/null
+++ b/memgpt/local_llm/settings/settings.py
@@ -0,0 +1,68 @@
+import json
+import os
+
+from memgpt.constants import MEMGPT_DIR
+from memgpt.local_llm.settings.simple import settings as simple_settings
+from memgpt.local_llm.settings.deterministic_mirostat import settings as det_miro_settings
+
+
+DEFAULT = "simple"
+SETTINGS_FOLDER_NAME = "settings"
+COMPLETION_SETTINGS_FILE_NAME = "completions_api_settings.json"
+
+
+def get_completions_settings(defaults="simple") -> dict:
+    """Pull from the home directory settings if they exist, otherwise default"""
+    from memgpt.utils import printd
+
+    # Load up some default base settings
+    printd(f"Loading default settings from '{defaults}'")
+    if defaults == "simple":
+        # simple = basic stop strings
+        settings = simple_settings
+    elif defaults == "deterministic_mirostat":
+        settings = det_miro_settings
+    elif defaults is None:
+        settings = dict()
+    else:
+        raise ValueError(defaults)
+
+    # Check if settings_dir folder exists (if not, create it)
+    settings_dir = os.path.join(MEMGPT_DIR, SETTINGS_FOLDER_NAME)
+    if not os.path.exists(settings_dir):
+        printd(f"Settings folder '{settings_dir}' doesn't exist, creating it...")
+        try:
+            os.makedirs(settings_dir)
+        except Exception as e:
+            print(f"Error: failed to create settings folder '{settings_dir}'.\n{e}")
+            return settings
+
+    # Then, check if settings_dir/completions_api_settings.json file exists
+    settings_file = os.path.join(settings_dir, COMPLETION_SETTINGS_FILE_NAME)
+
+    if os.path.isfile(settings_file):
+        # Load into a dict called "settings"
+        printd(f"Found completion settings file '{settings_file}', loading it...")
+        try:
+            with open(settings_file, "r") as file:
+                user_settings = json.load(file)
+            if len(user_settings) > 0:
+                settings.update(user_settings)
+        except json.JSONDecodeError as e:
+            print(f"Error: failed to load user settings file '{settings_file}', invalid json.\n{e}")
+        except Exception as e:
+            print(f"Error: failed to load user settings file.\n{e}")
+
+    else:
+        printd(f"No completion settings file '{settings_file}', skipping...")
+        # Create the file settings_file to make it easy for the user to edit
+        try:
+            with open(settings_file, "w") as file:
+                # We don't want to dump existing default settings in case we modify
+                # the default settings in the future
+                # json.dump(settings, file, indent=4)
+                json.dump({}, file, indent=4)
+        except Exception as e:
+            print(f"Error: failed to create empty settings file '{settings_file}'.\n{e}")
+
+    return settings
diff --git a/memgpt/local_llm/settings/simple.py b/memgpt/local_llm/settings/simple.py
new file mode 100644
index 00000000..ae56fb57
--- /dev/null
+++ b/memgpt/local_llm/settings/simple.py
@@ -0,0 +1,21 @@
+settings = {
+    # "stopping_strings": [
+    "stop": [
+        "\nUSER:",
+        "\nASSISTANT:",
+        "\nFUNCTION RETURN:",
+        "\nUSER",
+        "\nASSISTANT",
+        "\nFUNCTION RETURN",
+        "\nFUNCTION",
+        "\nFUNC",
+        "<|im_start|>",
+        "<|im_end|>",
+        "<|im_sep|>",
+        # '\n' +
+        # '</s>',
+        # '<|',
+        # '\n#',
+        # '\n\n\n',
+    ],
+}
diff --git a/memgpt/local_llm/vllm/api.py b/memgpt/local_llm/vllm/api.py
index 5033d04b..d420eda6 100644
--- a/memgpt/local_llm/vllm/api.py
+++ b/memgpt/local_llm/vllm/api.py
@@ -2,12 +2,13 @@ import os
 from urllib.parse import urljoin
 import requests
 
-from ..utils import load_grammar_file, count_tokens
+from memgpt.local_llm.settings.settings import get_completions_settings
+from memgpt.local_llm.utils import load_grammar_file, count_tokens
 
 WEBUI_API_SUFFIX = "/v1/completions"
 
 
-def get_vllm_completion(endpoint, model, prompt, context_window, user, settings={}, grammar=None):
+def get_vllm_completion(endpoint, model, prompt, context_window, user, grammar=None):
     """https://github.com/vllm-project/vllm/blob/main/examples/api_client.py"""
     from memgpt.utils import printd
 
@@ -16,6 +17,7 @@ def get_vllm_completion(endpoint, model, prompt, context_window, user, settings=
         raise Exception(f"Request exceeds maximum context length ({prompt_tokens} > {context_window} tokens)")
 
     # Settings for the generation, includes the prompt + stop tokens, max length, etc
+    settings = get_completions_settings()
     request = settings
     request["prompt"] = prompt
     request["max_tokens"] = int(context_window - prompt_tokens)
diff --git a/memgpt/local_llm/webui/api.py b/memgpt/local_llm/webui/api.py
index 8fe9e851..b84899b1 100644
--- a/memgpt/local_llm/webui/api.py
+++ b/memgpt/local_llm/webui/api.py
@@ -2,13 +2,13 @@ import os
 from urllib.parse import urljoin
 import requests
 
-from .settings import SIMPLE
-from ..utils import load_grammar_file, count_tokens
+from memgpt.local_llm.settings.settings import get_completions_settings
+from memgpt.local_llm.utils import load_grammar_file, count_tokens
 
 WEBUI_API_SUFFIX = "/v1/completions"
 
 
-def get_webui_completion(endpoint, prompt, context_window, settings=SIMPLE, grammar=None):
+def get_webui_completion(endpoint, prompt, context_window, grammar=None):
     """Compatibility for the new OpenAI API: https://github.com/oobabooga/text-generation-webui/wiki/12-%E2%80%90-OpenAI-API#examples"""
     from memgpt.utils import printd
 
@@ -17,6 +17,7 @@ def get_webui_completion(endpoint, prompt, context_window, settings=SIMPLE, gram
         raise Exception(f"Request exceeds maximum context length ({prompt_tokens} > {context_window} tokens)")
 
     # Settings for the generation, includes the prompt + stop tokens, max length, etc
+    settings = get_completions_settings()
     request = settings
     request["prompt"] = prompt
     request["truncation_length"] = context_window
diff --git a/memgpt/local_llm/webui/legacy_api.py b/memgpt/local_llm/webui/legacy_api.py
index 17f7fd6f..23f88599 100644
--- a/memgpt/local_llm/webui/legacy_api.py
+++ b/memgpt/local_llm/webui/legacy_api.py
@@ -2,13 +2,13 @@ import os
 from urllib.parse import urljoin
 import requests
 
-from .legacy_settings import SIMPLE
-from ..utils import load_grammar_file, count_tokens
+from memgpt.local_llm.settings.settings import get_completions_settings
+from memgpt.local_llm.utils import load_grammar_file, count_tokens
 
 WEBUI_API_SUFFIX = "/api/v1/generate"
 
 
-def get_webui_completion(endpoint, prompt, context_window, settings=SIMPLE, grammar=None):
+def get_webui_completion(endpoint, prompt, context_window, grammar=None):
     """See https://github.com/oobabooga/text-generation-webui for instructions on how to run the LLM web server"""
     from memgpt.utils import printd
 
@@ -17,7 +17,10 @@ def get_webui_completion(endpoint, prompt, context_window, settings=SIMPLE, gram
         raise Exception(f"Request exceeds maximum context length ({prompt_tokens} > {context_window} tokens)")
 
     # Settings for the generation, includes the prompt + stop tokens, max length, etc
+    settings = get_completions_settings()
     request = settings
+    request["stopping_strings"] = request["stop"]  # alias
+    request["max_new_tokens"] = 3072  # random hack?
     request["prompt"] = prompt
     request["truncation_length"] = context_window  # assuming mistral 7b